# Georgia Insurance Agency License: Fees and Renewal > How to license an insurance agency in Georgia: the employer rule, name approval words, the citizenship affidavit, Sircon or NIPR filing and two year renewal. Source: https://eseniorinsurance.com/agencies/license/georgia/ Last updated: 2026-10-13 [Home](https://eseniorinsurance.com/) / [ESI Agencies](https://eseniorinsurance.com/agencies/) / [Agency licenses](https://eseniorinsurance.com/agencies/license/) /Georgia Insurance Agency License: Fees and Renewal # Georgia Insurance Agency License: Fees and Renewal Georgia requires a business entity to hold an agency license when it employs a licensed agent who sells, solicits or negotiates insurance on its behalf in Georgia. Resident agencies apply through the Georgia Licensing Portal on Sircon and nonresidents through NIPR or Sircon. Nonresidents pay $100, a DRLP is required, and the license renews every two years. [Contract your Georgia agency](https://eseniorinsurance.com/agencies/contracting/) · [Call 801-255-5340](tel:+18012555340) ## Let's set the stage Georgia ties the agency license directly to hiring. Under Rule 120-2-3-.05(6) and the Office of Commissioner of Insurance and Safety Fire (OCI) FAQ, a business entity must be licensed as an agency if it employs an individual who must be licensed as an agent and that individual sells, solicits or negotiates insurance on the entity's behalf in Georgia. Georgia's definition of business entity includes corporations, LLCs, LLPs, partnerships and sole proprietorships. ## Georgia agency license at a glance | Item | Georgia rule | | --- | --- | | License name | Principal Agency (resident or nonresident) | | Who must license | Business entities employing licensed agents who sell for them in Georgia | | Responsible person | A DRLP, and a licensed agent based at each agency location | | Where to apply | Residents: Georgia Licensing Portal (Sircon). Nonresidents: NIPR or Sircon | | State fee | $100 nonresident (includes $5 processing) | | Term | 2 years | | Regulator | Georgia OCI; agency licensing support through Pearson VUE, 800-274-8969 | ## Residents and nonresidents file in different places Here's the thing that catches out-of-state owners. NIPR says plainly that "Resident license transactions are not available through NIPR," so a Georgia resident agency logs into the Georgia Licensing Portal on Sircon. A nonresident agency applies through NIPR or Sircon for the Principal Agency license. Its name, license number, tax ID and state of residence must match its home state record in the Producer Database. Branch agency licenses are gone. HB 410, signed May 14, 2025, eliminated them, per OCI's May 2025 FAQ. ## The DRLP and the responsible agent NIPR says "A DRLP is required when applying for a Principal Agency license," and the DRLPs together must hold licenses covering every line requested. OCI's rule adds a location test: each agency location must have at least one licensed agent whose primary place of business is that location, and the agency's lines cannot exceed that agent's lines (Rule 120-2-3-.05(5) and (7)). The agency license does not replace individual licenses (120-2-3-.05(8)). ## How to apply, step by step 1. Check the name. If it contains a restricted word such as Insurance, Health, Life, Medical, Benefit or Annuity, get a Name Approval Acceptance Letter first and upload it with the application. 2. Have an authorized employee or officer complete the notarized Citizenship Affidavit (GID-276-EN) with a copy of an acceptable secure ID. 3. Gather the FEIN, licensed and unlicensed officers, licensed employees, company affiliations, and any owners, officers or directors not licensed in Georgia. 4. File through Sircon (residents) or NIPR or Sircon (nonresidents). Upload every document or the application cannot be processed. 5. If you have multiple locations, designate one as the principal office. 6. Use a street address and a valid business email. No P.O. boxes. No owner, officer, director or 10 percent shareholder may be someone whose license was refused, revoked or suspended. ## Georgia agency license fees | Fee | Amount | Where it is published | | --- | --- | --- | | Principal Agency, nonresident application | $100 (includes $5 processing) | NIPR Georgia nonresident business page | | Principal Agency, resident renewal | $100 plus $5 processing | NIPR Georgia resident renewal page | | Resident late renewal | $115 | NIPR Georgia resident renewal page | | Agency name change | $30 | OCI agent licensing page | | Clearance letter | $10 plus $5 processing | OCI agency licensing page | | NIPR transaction fee | $5.60 | NIPR help articles | ## Renewal Agency licenses renew every two years. Under HB 410, beginning January 2026, renewals fall on the last day of the month the original license was approved, with transition rules for licenses that had December 31 dates. OCI emails reminders 90 days out, and NIPR allows late renewal up to 15 days past expiration. Let's be real: if a non-citizen signs the citizenship affidavit, it must be re-submitted with every renewal. ## Bond and E&O No bond, E&O or financial requirement appears on OCI's agency pages, the agency FAQ or Rule 120-2-3-.05. Carriers may still ask; see [do agencies need E&O](https://eseniorinsurance.com/agencies/answers/do-insurance-agencies-need-e-and-o-insurance/) . Keep the license available for public inspection at the agency location. ## What we could not verify We could not confirm the resident Principal Agency initial fee, the name approval fee, the nonresident late renewal fee, or Secretary of State and DBA rules. The statute text sits on a site we could not fetch. Call Pearson VUE at 800-274-8969 or OCI at (404) 656-2070. ## After the license A licensed Georgia agency still needs carrier contracts before it can earn a dollar. We are a licensed agency in Draper, Utah, and we contract agencies across the country. Start at [agency contracting with ESI](https://eseniorinsurance.com/agencies/contracting/) , check [what agency licenses cost in other states](https://eseniorinsurance.com/agencies/answers/how-much-does-an-insurance-agency-license-cost/) , or compare states on our [agency license hub](https://eseniorinsurance.com/agencies/license/) . ## Frequently asked questions **When does a Georgia business need an agency license?** When it employs an individual who must be licensed as an agent and that individual sells, solicits or negotiates insurance on the business's behalf in Georgia, per Rule 120-2-3-.05(6) and the OCI FAQ. **How much does a Georgia agency license cost?** NIPR lists $100, including a $5 processing fee, for a nonresident Principal Agency application. Resident renewal is $100 plus $5, and resident late renewal is $115. **Can a Georgia resident agency apply through NIPR?** No. NIPR says Georgia resident license transactions are not available through NIPR. Resident agencies apply through the Georgia Licensing Portal on Sircon. **Does Georgia still issue branch agency licenses?** No. HB 410, signed May 14, 2025, eliminated branch agency licenses, according to OCI's May 2025 Principal Agency FAQ. ## Sources 1. [OCI: Agency licensing and renewals](https://oci.georgia.gov/agents-agency-licensing/agency-licensing-renewals) 2. [OCI: Get an agency license](https://oci.georgia.gov/request-agency-license) 3. [OCI: Renew an agency license](https://oci.georgia.gov/agents-agency-licensing/agency-licensing-renewals/renew-agency-license) 4. [OCI: Principal Agency FAQ (May 2025)](https://oci.georgia.gov/media/11321/download) 5. [OCI: Rule 120-2-3-.05 Licensure of agencies](https://oci.georgia.gov/document/document/120-2-3pdf-0/download) 6. [OCI: Agent licensing and renewals](https://oci.georgia.gov/agents-agency-licensing/agent-licensing-renewals) 7. [NIPR: Georgia non-resident licensing, business](https://nipr.com/licensing-center/state-requirements/georgia-non-resident-licensing-business) 8. [NIPR: Georgia resident renewal, business](https://nipr.com/licensing-center/state-requirements/georgia-resident-renewal-business) 9. [NIPR: Georgia state information](https://nipr.com/licensing-center/state-information/georgia) 10. [NIPR: Renew a license (transaction fee)](https://nipr.com/help/help-articles/renew-a-license) Updated October 13, 2026 by the Everything Senior Insurance Data Desk. ## Keep reading - [Insurance Agency License Requirements by State](https://eseniorinsurance.com/agencies/license/) - [Florida Insurance Agency License: Requirements and Fees](https://eseniorinsurance.com/agencies/license/florida/) - [North Carolina Insurance Agency License and Fees](https://eseniorinsurance.com/agencies/license/north-carolina/) - [Texas Insurance Agency License: Fees and Renewal](https://eseniorinsurance.com/agencies/license/texas/) - [Insurance Agency License Requirements Explained](https://eseniorinsurance.com/agencies/learn/insurance-agency-license-requirements/) - [How Much Does an Insurance Agency License Cost?](https://eseniorinsurance.com/agencies/answers/how-much-does-an-insurance-agency-license-cost/) - [Do I Need an Agency License to Hire Insurance Agents?](https://eseniorinsurance.com/agencies/answers/do-i-need-an-agency-license-to-hire-agents/) - [Agency Contracting With ESI: How It Works](https://eseniorinsurance.com/agencies/contracting/) ## Contract your Georgia agency Call 801-255-5340 or reach us online. [Contract your Georgia agency](https://eseniorinsurance.com/agencies/contracting/) --- Everything Senior Insurance · Draper, UT · [801-255-5340](tel:+18012555340) · info@eseniorins.com · Agency NPN 18240955 We do not offer every plan available in your area. Currently we represent 95 organizations which offer 3,742 plans nationwide. Please contact Medicare.gov or 1-800-MEDICARE. Not connected with or endorsed by the U.S. government or the federal Medicare program. Everything Senior Insurance is a DBA of Christian Brindle Insurance Services.