# Salt Lake County Medicare Plans for 2027 > Salt Lake County, Utah has 28 Medicare Advantage plans for 2027, 15 with $0 premiums and drug coverage. See CMS plan counts, costs and enrollment dates. Source: https://eseniorinsurance.com/utah/salt-lake-county/ Last updated: 2026-10-26 [Home](https://eseniorinsurance.com/) / [Utah](https://eseniorinsurance.com/utah/) /Salt Lake County Medicare Plans for 2027 # Salt Lake County Medicare Plans for 2027 For 2027, Salt Lake County residents can choose from 28 Medicare Advantage plans (not counting special needs plans) from 6 carriers, plus 18 special needs plans and 8 stand-alone Part D plans. 15 plans with drug coverage have a $0 premium. In-network out-of-pocket maximums run $4,700 to $9,850. [Talk to a Utah Medicare agent](https://eseniorinsurance.com/contact-us/) · [Call 801-255-5340](tel:+18012555340) Let's set the stage. Salt Lake County has more people on or near Medicare than any other county in Utah: about 137,137 residents are 65 or older, 11.6% of the county, per the Census Bureau's 2019 to 2023 American Community Survey. That is roughly a third of all Utahns 65 and older. Our office is in Draper, at the south end of the valley, so this is the county we work in every day. The good news for Salt Lake County is choice. The bad news is also choice. With 28 standard Medicare Advantage plans, 18 special needs plans and 8 stand-alone drug plans, most people cannot sort it out from the mailers alone. ## Salt Lake County 2027 Medicare plan snapshot | 2027 measure (Salt Lake County) | Number | | --- | --- | | Medicare Advantage plans, not counting special needs plans | 28 | | Of those, plans that include Part D drug coverage | 22 | | $0 monthly premium plans with drug coverage | 15 | | Medicare Advantage plans without drug coverage | 6 | | Special needs plans (D-SNP, C-SNP, I-SNP) | 18 | | Stand-alone Part D plans (statewide) | 8 | | Medicare Advantage carriers | 6 | | Highest combined monthly premium (non-SNP plan with drugs) | $158 | | In-network out-of-pocket maximum range | $4,700 to $9,850 | | Plan drug deductible range (non-SNP plans with drugs) | $215 to $700 | Carriers with standard Medicare Advantage plans in Salt Lake County for 2027: Aetna Medicare, Devoted Health, Humana, Regence BlueCross BlueShield of Utah, Select Health, UnitedHealthcare. Plan types: 4 HMO, 20 PPO, 4 HMO-POS. ## Salt Lake County notes from our desk Most of the Medicare decisions we see in the valley come down to two questions: which hospital system you want to stay with, and whether you want the freedom of a Medicare Supplement or the lower premium of a Medicare Advantage plan. Network types in Salt Lake County for 2027 are 4 HMO, 20 PPO, 4 HMO-POS. PPO plans make up most of the list, which matters if you split time between Utah and another state, because PPOs usually pay something out of network while HMOs generally do not, except for emergencies. The county also has 18 special needs plans: 11 for people with both Medicare and Medicaid (D-SNPs), 5 for people with certain chronic conditions such as diabetes or heart disease (C-SNPs), 2 for people who live in a nursing home or need that level of care (I-SNPs). If you have Medicaid as well as Medicare, ask about a D-SNP. These plans are built around both programs and are often a better fit than a standard plan. ## About the $0 premium plans in Salt Lake County 15 of the 22 non special needs plans with drug coverage in Salt Lake County have a $0 monthly plan premium for 2027. Their in-network out-of-pocket maximums run from $4,700 to $9,850. Let's be real about what $0 means. It means no extra premium to the insurance company. You still pay your Medicare Part B premium (CMS has not announced the 2027 Part B premium yet), and you still pay copays and coinsurance when you use care, up to the plan's out-of-pocket maximum. Some plans with "Giveback" in the name reduce the amount you pay for Part B. The CMS landscape file we use does not list the giveback dollar amount, so we confirm it from the plan's own documents before we quote it to you. ## What 2027 Part D changes mean for Salt Lake County Two federal numbers apply to every Part D plan in Salt Lake County, whether it is built into a Medicare Advantage plan or sold on its own. CMS set the 2027 standard Part D deductible at $700 (up from $615 in 2026) and the yearly out-of-pocket limit on covered drugs at $2,400 (up from $2,100), in its CY 2027 Rate Announcement. Once your own spending on covered Part D drugs reaches $2,400 in 2027, you pay nothing more for covered drugs the rest of the year. Plans can set a lower drug deductible than the standard one. In Salt Lake County, the non special needs Medicare Advantage plans with drug coverage carry drug deductibles from $215 to $700. A lower deductible matters most if you fill brand name drugs early in the year. Here's the thing about drug coverage: the plan that looks cheapest on premium is not always cheapest once your prescriptions are priced. CMS has not published 2027 plan formularies (the lists of which drugs each plan covers and at what tier) in our data yet, so we price your list against each plan when the 2027 formulary data is available, and we tell you which year's data we are using. ## How we compare plans with you 1. **List your doctors and hospitals.** Network is the first filter. An HMO, a PPO and an HMO-POS plan treat out of network care very differently. 2. **List your prescriptions with dose and how often you fill them.** We price them against the plans that fit your doctors. 3. **Plan for a bad year, not just a good one.** Compare the out-of-pocket maximum and drug costs, not just the premium. 4. **Decide between Medicare Advantage and a Medicare Supplement.** A Supplement (Medigap) plus a Part D plan works anywhere that accepts Medicare. We quote Plan G and Plan N from the carriers we represent in Salt Lake County. 5. **Enroll by December 7, 2026** for coverage that starts January 1, 2027, during the October 15 to December 7 Open Enrollment Period. ## Salt Lake County city guides - [Draper Medicare plans for 2027](https://eseniorinsurance.com/utah/draper/) - [Sandy Medicare plans for 2027](https://eseniorinsurance.com/utah/sandy/) - [South Jordan Medicare plans for 2027](https://eseniorinsurance.com/utah/south-jordan/) - [West Jordan Medicare plans for 2027](https://eseniorinsurance.com/utah/west-jordan/) - [Salt Lake City Medicare plans for 2027](https://eseniorinsurance.com/utah/salt-lake-city/) Compare with the rest of the state on our [Medicare in Utah](https://eseniorinsurance.com/utah/) page, or read [Medicare Advantage](https://eseniorinsurance.com/medicare-advantage/) and [Medigap](https://eseniorinsurance.com/medigap/) basics. *Plan counts come from the CMS CY2027 Medicare Advantage and Prescription Drug Plan Landscape (September 2026 release). 2027 star ratings were not in this file.* ## Frequently asked questions **How many Medicare Advantage plans are in Salt Lake County for 2027?** 28 Medicare Advantage plans that anyone with Parts A and B can join, plus 18 special needs plans, based on the CMS CY2027 landscape file. 15 of the plans with drug coverage have a $0 monthly premium. **What is the lowest out-of-pocket maximum on a Salt Lake County Medicare Advantage plan in 2027?** The lowest in-network out-of-pocket maximum in the county's 2027 plan list is $4,700 and the highest is $9,850. The right plan depends on your doctors and drugs, not just this number. **Can I meet with a Medicare agent in person in Salt Lake County?** Yes. Everything Senior Insurance is at 61 W 13490 S Suite 201 in Draper and is open Monday to Friday, 9:30am to 5pm Mountain. Call 801-255-5340 to set a time, or we can meet by phone. **Is Medicare Supplement available in Salt Lake County?** Yes. Medicare Supplement (Medigap) plans are sold statewide and are not part of the Medicare Advantage landscape counts. Plans G and N are the most common choices, and we quote them from the carriers we represent. ## Sources 1. [CMS: Prescription drug coverage and CY2027 plan landscape files](https://www.cms.gov/medicare/coverage/prescription-drug-coverage) 2. [US Census Bureau ACS 5-year Data Profile, 2019-2023](https://api.census.gov/data/2023/acs/acs5/profile.html) 3. [CMS: Announcement of CY 2027 MA Capitation Rates and Part C and Part D Payment Policies (April 6, 2026)](https://www.cms.gov/files/document/2027-announcement.pdf) 4. [Medicare.gov: Joining a health or drug plan (enrollment periods)](https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan) 5. [Medicare.gov: Special Enrollment Periods](https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods) Updated October 26, 2026 by the Everything Senior Insurance Data Desk. ## Keep reading - [Medicare in Utah: 2027 Plans by County](https://eseniorinsurance.com/utah/) - [Draper Medicare Plans for 2027](https://eseniorinsurance.com/utah/draper/) - [Sandy, Utah Medicare Plans for 2027](https://eseniorinsurance.com/utah/sandy/) - [South Jordan Medicare Plans for 2027](https://eseniorinsurance.com/utah/south-jordan/) - [West Jordan Medicare Plans for 2027](https://eseniorinsurance.com/utah/west-jordan/) - [Salt Lake City Medicare Plans for 2027](https://eseniorinsurance.com/utah/salt-lake-city/) - [Medicare advantage](https://eseniorinsurance.com/medicare-advantage/) - [Medigap](https://eseniorinsurance.com/medigap/) - [Part d](https://eseniorinsurance.com/part-d/) - [$0 Premium Medicare Advantage Plans in Salt Lake County 2027](https://eseniorinsurance.com/answers/zero-premium-medicare-advantage-plans-salt-lake-county-2027/) ## Talk to a Utah Medicare agent Call 801-255-5340 or reach us online. [Talk to a Utah Medicare agent](https://eseniorinsurance.com/contact-us/) --- Everything Senior Insurance · Draper, UT · [801-255-5340](tel:+18012555340) · info@eseniorins.com · Agency NPN 18240955 We do not offer every plan available in your area. Currently we represent 95 organizations which offer 3,742 plans nationwide. Please contact Medicare.gov or 1-800-MEDICARE. Not connected with or endorsed by the U.S. government or the federal Medicare program. Everything Senior Insurance is a DBA of Christian Brindle Insurance Services.