# South Jordan Medicare Plans for 2027

> South Jordan, Utah Medicare guide for 2027: 28 Medicare Advantage plans from Salt Lake County CMS data, $0 premium options, Part D limits and local help.

Source: https://eseniorinsurance.com/utah/south-jordan/
Last updated: 2026-10-26

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# South Jordan Medicare Plans for 2027

South Jordan residents use Salt Lake County plan data, because Medicare plans are approved by county. For 2027 that means 28 Medicare Advantage plans from 6 carriers, 15 of them $0 premium plans with drug coverage, plus 18 special needs plans and 8 stand-alone Part D plans. Open Enrollment runs October 15 to December 7, 2026.

[Talk to a Utah Medicare agent](https://eseniorinsurance.com/contact-us/) · [Call 801-255-5340](tel:+18012555340)

Let's set the stage. South Jordan has grown fast, and its Medicare population has grown with it. About 10,486 residents are 65 or older, 13.1% of the city's 80,331 people, per the Census Bureau's 2019 to 2023 American Community Survey.

Medicare plans are approved by county. South Jordan is in Salt Lake County, so the 2027 plan numbers below are Salt Lake County's, from the CMS landscape file.

## South Jordan 2027 Medicare plan snapshot (Salt Lake County data)

| 2027 measure (Salt Lake County) | Number |
| --- | --- |
| Medicare Advantage plans, not counting special needs plans | 28 |
| Of those, plans that include Part D drug coverage | 22 |
| $0 monthly premium plans with drug coverage | 15 |
| Medicare Advantage plans without drug coverage | 6 |
| Special needs plans (D-SNP, C-SNP, I-SNP) | 18 |
| Stand-alone Part D plans (statewide) | 8 |
| Medicare Advantage carriers | 6 |
| Highest combined monthly premium (non-SNP plan with drugs) | $158 |
| In-network out-of-pocket maximum range | $4,700 to $9,850 |
| Plan drug deductible range (non-SNP plans with drugs) | $215 to $700 |

Carriers with standard Medicare Advantage plans in Salt Lake County for 2027: Aetna Medicare, Devoted Health, Humana, Regence BlueCross BlueShield of Utah, Select Health, UnitedHealthcare. Plan types: 4 HMO, 20 PPO, 4 HMO-POS.

## Turning 65 while still working in South Jordan

A lot of the South Jordan people we talk to are turning 65 and still working, or have a spouse who is. Medicare timing is different for you. A simple way to think about it:

1.  **Check the size of the employer.** If the employer has 20 or more employees, the group plan usually pays first and many people delay Part B without a penalty. Smaller employers work differently, so confirm with the plan.
2.  **Most people take Part A at 65 anyway** when they pay no premium for it, unless they contribute to a Health Savings Account, which has its own rules.
3.  **When the job coverage ends,** you get a Special Enrollment Period for Part B and then a window to pick a Medicare Advantage, Medigap or Part D plan.
4.  **Get it in writing.** Ask the employer for proof of creditable drug coverage so you avoid a Part D penalty later.

We walk through this timeline with families all the time, and we would rather do it six months early than one month late.

## About the $0 premium plans in South Jordan

15 of the 22 non special needs plans with drug coverage in South Jordan have a $0 monthly plan premium for 2027. Their in-network out-of-pocket maximums run from $4,700 to $9,850. Let's be real about what $0 means. It means no extra premium to the insurance company. You still pay your Medicare Part B premium (CMS has not announced the 2027 Part B premium yet), and you still pay copays and coinsurance when you use care, up to the plan's out-of-pocket maximum.

Some plans with "Giveback" in the name reduce the amount you pay for Part B. The CMS landscape file we use does not list the giveback dollar amount, so we confirm it from the plan's own documents before we quote it to you.

## What 2027 Part D changes mean for South Jordan

Two federal numbers apply to every Part D plan in South Jordan, whether it is built into a Medicare Advantage plan or sold on its own. CMS set the 2027 standard Part D deductible at $700 (up from $615 in 2026) and the yearly out-of-pocket limit on covered drugs at $2,400 (up from $2,100), in its CY 2027 Rate Announcement. Once your own spending on covered Part D drugs reaches $2,400 in 2027, you pay nothing more for covered drugs the rest of the year.

Plans can set a lower drug deductible than the standard one. In South Jordan, the non special needs Medicare Advantage plans with drug coverage carry drug deductibles from $215 to $700. A lower deductible matters most if you fill brand name drugs early in the year.

Here's the thing about drug coverage: the plan that looks cheapest on premium is not always cheapest once your prescriptions are priced. CMS has not published 2027 plan formularies (the lists of which drugs each plan covers and at what tier) in our data yet, so we price your list against each plan when the 2027 formulary data is available, and we tell you which year's data we are using.

## How we compare plans with you

1.  **List your doctors and hospitals.** Network is the first filter. An HMO, a PPO and an HMO-POS plan treat out of network care very differently.
2.  **List your prescriptions with dose and how often you fill them.** We price them against the plans that fit your doctors.
3.  **Plan for a bad year, not just a good one.** Compare the out-of-pocket maximum and drug costs, not just the premium.
4.  **Decide between Medicare Advantage and a Medicare Supplement.** A Supplement (Medigap) plus a Part D plan works anywhere that accepts Medicare. We quote Plan G and Plan N from the carriers we represent in South Jordan.
5.  **Enroll by December 7, 2026** for coverage that starts January 1, 2027, during the October 15 to December 7 Open Enrollment Period.

See the full county view on our  [Salt Lake County Medicare plans](https://eseniorinsurance.com/utah/salt-lake-county/)  page, or the statewide table on  [Medicare in Utah](https://eseniorinsurance.com/utah/) .

*Plan counts come from the CMS CY2027 Medicare Advantage and Prescription Drug Plan Landscape (September 2026 release). 2027 star ratings were not in this file.*

## Frequently asked questions

**What Medicare Advantage plans are offered in South Jordan, Utah for 2027?**

South Jordan uses Salt Lake County plan data. For 2027 the CMS landscape lists 28 Medicare Advantage plans that are not special needs plans, 18 special needs plans and 8 stand-alone Part D plans. 15 of the plans with drug coverage have a $0 monthly premium.

**How many people 65 and older live in South Jordan, Utah?**

About 10,486, or 13.1% of South Jordan's 80,331 residents, according to the Census Bureau's American Community Survey 2019 to 2023 five year estimates.

**When can South Jordan residents change Medicare plans for 2027?**

During Open Enrollment, October 15 to December 7, 2026, for coverage that starts January 1, 2027. People already in a Medicare Advantage plan also get a one time switch from January 1 to March 31, 2027, and certain life events such as a move trigger Special Enrollment Periods.

**Is there a Medicare agent near South Jordan?**

Everything Senior Insurance is at 61 W 13490 S Suite 201 in Draper and helps South Jordan residents in person or by phone at 801-255-5340, Monday to Friday, 9:30am to 5pm Mountain.

## Sources

1.   [CMS: Prescription drug coverage and CY2027 plan landscape files](https://www.cms.gov/medicare/coverage/prescription-drug-coverage)
2.   [US Census Bureau ACS 5-year Data Profile, 2019-2023](https://api.census.gov/data/2023/acs/acs5/profile.html)
3.   [CMS: Announcement of CY 2027 MA Capitation Rates and Part C and Part D Payment Policies (April 6, 2026)](https://www.cms.gov/files/document/2027-announcement.pdf)
4.   [Medicare.gov: Joining a health or drug plan (enrollment periods)](https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan)
5.   [Medicare.gov: Special Enrollment Periods](https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods)

Updated October 26, 2026 by the Everything Senior Insurance Data Desk.

## Keep reading

-    [Salt Lake County Medicare Plans for 2027](https://eseniorinsurance.com/utah/salt-lake-county/)
-    [Medicare in Utah: 2027 Plans by County](https://eseniorinsurance.com/utah/)
-    [Medicare advantage](https://eseniorinsurance.com/medicare-advantage/)
-    [Medigap](https://eseniorinsurance.com/medigap/)
-    [Part d](https://eseniorinsurance.com/part-d/)
-    [Turning 65 Medicare Checklist: What to Do and When](https://eseniorinsurance.com/learn/turning-65-medicare-checklist/)

## Talk to a Utah Medicare agent

Call 801-255-5340 or reach us online.

[Talk to a Utah Medicare agent](https://eseniorinsurance.com/contact-us/)

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Everything Senior Insurance · Draper, UT · [801-255-5340](tel:+18012555340) · info@eseniorins.com · Agency NPN 18240955

We do not offer every plan available in your area. Currently we represent 95 organizations which offer 3,742 plans nationwide. Please contact Medicare.gov or 1-800-MEDICARE. Not connected with or endorsed by the U.S. government or the federal Medicare program. Everything Senior Insurance is a DBA of Christian Brindle Insurance Services.
