Nevada Insurance Agency License: Fees and Renewal

Let's set the stage

Nevada borders us in Utah, and plenty of agencies here sell across that line. NRS 683A.251(2) is short and clear: "A business organization must be licensed as a producer of insurance in order to act as such." The Nevada Division of Insurance calls it Business Entity Licensing (Producer), and NIPR lists the class as Producer Firm.

Nevada agency license at a glance

Who must hold a Nevada agency license

The same rule covers residents and nonresidents. NIPR's resident business rules list partnerships, LLCs, LLPs, corporations and sole proprietors as eligible business types. A nonresident must be actively licensed in its home state for the same lines and license type, and if the home state license is cancelled, the Nevada nonresident license is cancelled too. A nonresident with a physical location in Nevada must notify the Commissioner of each location (NRS 683A.271(5)).

The DRLP, one per line

The Division says: "A business entity must designate at least one individual through Sircon for each line of authority held." That person is responsible for the business's compliance with Nevada law. NIPR adds that each DRLP must be actively licensed in Nevada as a Producer with equivalent lines, and that DRLPs may cover the entity's lines together. Here's the thing to budget for: Nevada charges a $50 association fee for every DRLP, at application and again at renewal.

How to apply, step by step

1. Form the entity. The Division's older resident instructions tell applicants to contact the Nevada Secretary of State for formation forms.
2. Get verbal name approval from the Division before filing the entity name.
3. Apply electronically. The Division says "Business entities should apply electronically through Sircon," and NIPR also processes Nevada business entity applications.
4. Name at least one DRLP per line of authority.
5. Provide a business email address (NRS 683A.251(2)) and a physical address. NIPR does not accept a P.O. box.
6. Get appointed. The Division says Nevada requires each producer, individuals and business entities alike, to be appointed by an insurer.

Using a DBA in Nevada

Let's be real: this is where Nevada differs from most states. Under NRS 683A.301(1), you file with the Commissioner a certified copy of the fictitious name certificate filed under NRS chapter 602. The Division's DBA form says to get prior name approval from the Division before filing with the County Clerk, and not to transact under the DBA until the Division has approved and filed it.

Nevada agency license fees

Older Division instruction documents still show a $195 license fee and a $60 association fee. The Division's current web page shows $185 and $50, and NIPR matches.

Renewal

NRS 683A.261(10) says the license renews on the last day of the month three years after the month it was issued, and every three years after that. Renewal opens 90 days before expiration. A late renewal within 30 days carries a penalty of 50 percent of the renewal fees, and after 30 days the license expires (NRS 683A.261(3) and (4)).

Bond and E&O

We found no bond, E&O or financial requirement for a business entity producer license on the Division's page or in NRS 683A.251, .261 and .271. The bond provisions in chapter 683A apply to managing general agents and administrators. Carriers may still ask; see do agencies need E&O.

What we could not verify

We could not find the Sircon processing fee, or whether a nonresident entity must register with the Nevada Secretary of State first. The Secretary of State formation guidance comes from an older Division document. Call the Licensing Section at (775) 687-0700, option 2.

After the license

A licensed Nevada agency still needs carrier contracts before it can earn a dollar. We are a licensed agency in Draper, Utah, and we contract agencies across the country. Start at agency contracting with ESI, check what agency licenses cost in other states, or compare states on our agency license hub.

Updated October 13, 2026 by the Everything Senior Insurance Data Desk.