Let's set the stage. Every fall the same questions come in: When can I change plans? Is my drug going to cost more? Does Medicare cover my weight loss shot? These pages answer them one at a time, in plain English, with the source linked so you can check it yourself.
A note on dates. We label every number with its year. The 2027 Part D deductible ($700) and out-of-pocket limit ($2,400) are published. The 2027 Part B premium had not been announced when these pages were last updated, and 2027 plan formularies are still being added to our data, so we do not guess at either.
Enrollment and costs
- When is Medicare Open Enrollment for 2027?
- What is the Part D out-of-pocket cap for 2027?
- Can I switch from Medicare Advantage to Medigap in Utah?
- Which $0 premium Medicare Advantage plans are in Salt Lake County for 2027?
Prescription drugs
- Is insulin capped at $35 under Medicare?
- Does Medicare cover Ozempic?
- Does Medicare cover Wegovy for weight loss?
- How much does Eliquis cost with Medicare?
- How much does Jardiance cost with Medicare?
Coverage questions
Quick reference: 2027 numbers we use
| Item | 2027 | 2026, for comparison | Source |
|---|---|---|---|
| Standard Part D deductible | $700 | $615 | CMS CY 2027 Rate Announcement |
| Part D yearly out-of-pocket limit | $2,400 | $2,100 | CMS CY 2027 Rate Announcement |
| Insulin, per covered product per month | $35 cap | $35 cap | Medicare.gov |
| Drugs with negotiated Medicare prices | 21 (15 added, 4 removed after generics or biosimilars reached the market) | 10 | CMS Selected Drug List and Negotiated Prices file, September 21, 2026 |
| Part B premium and deductible | Pending; CMS publishes these in November | $202.90 a month, $283 deductible | CMS |
Looking for local plan counts? See Medicare in Utah for all 29 counties. New to Medicare? Start with Medicare 101.
Everything Senior Insurance is a licensed insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
Frequently asked questions
Where do these Medicare answers get their numbers?
From CMS and Medicare.gov: the CMS CY 2027 Rate Announcement for Part D amounts, the CMS drug price negotiation fact sheets for negotiated prices, Medicare.gov coverage pages, and the CMS CY2027 plan landscape file for Utah plan counts. Each page links its sources.
Is the 2027 Part B premium known yet?
Not yet. As of October 26, 2026 the 2027 Part B premium and deductible are pending; CMS publishes them in November. We will update these pages the day they are released. For comparison, the 2026 premium was $202.90 a month.
Can Everything Senior Insurance answer a question that is not listed here?
Yes. Call 801-255-5340, Monday to Friday, 9:30am to 5pm Mountain, or send us a note through the contact page. We help Utah residents compare Medicare plans from the carriers we represent.
Sources
- CMS: Announcement of CY 2027 MA Capitation Rates and Part C and Part D Payment Policies (April 6, 2026)
- Medicare.gov: Catastrophic coverage and the yearly out-of-pocket limit
- CMS: Selected drugs and negotiated prices
- Medicare.gov: Insulin coverage
- Medicare.gov: Joining a health or drug plan (enrollment periods)
Updated October 26, 2026 by the Everything Senior Insurance Data Desk.